Physician Mortgage - Zero Down Mortgage For Doctors And Medical Professionals

If you are a Doctor with a seasoned practice or one just out of medical school, the Physician/Doctor loan could be a perfect fit for your next home purchase or refinance mortgage.

Program Highlights:

• No Money Down -100% Financing up to $1,000,000

• 5% Down Payment to $1,500,000

• No PMI!

• Available in all states except NY

• Low Rates

• 720+ MID FICO required

Who is Elegible?

• Medical Doctor (MD)

• Doctor of Dental Medicine (DMD)

• Doctor of Chiropractic (DC)

• Doctor of Surgery  (DCH)

• Doctor of Osteopathy (DO)

• Doctor of Dental Surgery (DDS)

• Doctor of Optometry (OD)

• Doctor of Podiatric Medicine (DPM)

• Doctor of Pharmacy (PharmD)

• Doctor of Veterinarian Medicine (DVM)

• Doctor of Psychiatric Medicine (DPM)

• Medical Resident

• Medical Fellow

• No down payment required to $1,000,000 loan amount.
• 5% down payment required for $1,000,001 to $1,500,000 loan amounts.
• Available in all states except NY.
• Available for purchase and refinance for primary residences only.
• SFR, Condo, & 2 Unit property allowed.
• 720 minimum FICO score required.
• Available loan amounts $300,000 to $1,500,000
• No PMI Required
• US citizens, Perm Resident and Non Perm Resident allowed. 
• 2 months house payment reserve required
• Student loan debt in deferment or forebearance 12+ months can be excluded from debt calculation.